Open enrollment. It is your once-a-year chance to make choices and changes in your benefits plan. Are you ready? Decisions made during this season are significant, as they not only affect the pocketbook, they also determine healthcare choices for an entire year. According to a MetLife study, employees typically spend only about 30 minutes considering their options during open enrollment before selecting a h ...

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Deciding what type of health insurance you need can be as daunting as memorizing the New York City phone book in under five minutes. The type of insurance, the deductibles, the benefits, the co-insurance, the premiums, the network—terms that are foreign to most are suddenly overwhelming your computer screen or mailbox when choosing a health plan for you and your family. Before delving into the complicated l ...